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Health insurance (medical insurance) is a type of insurance that helps pay for medical expenses if a person becomes sick or injured. Here in simple words: What does health insurance do? It covers part or

all expenses for: doctor’s visit, drug tests, hospital treatment, surgery (depending on the policy), emergency call, dentistry

or glasses (if included in the policy) Why is it needed? So as not to pay a large amount immediately if something happens. The insurance company bears the costs specified in the contract. How does it work? You buy a policy (contract).

If you get sick, go to the hospital. The insurance company pays all or part of the services directly to the clinic, or returns the money later.